Getting the right homeowner insurance in NJ for the right price is as simple as calling the agents at Glover Insurance. The family home and the items kept within are usually the family’s most valuable possessions so it’s something we want to get right.

We can find the best deals for you on homeowner insurance but here are a few pointers to help you make sure your items have the right level of cover:

• When it comes to the home content, the best way to estimate the value is to complete an inventory. It’s also a good idea to take photographs and to keep receipts for any major items you purchase – doing this can make the claims process easier.

• Tell us about any very special or particularly valuable items you keep in your home. Some items will not be covered by a standard policy and may need to be either noted on the policy or insured by another policy. Such items might include expensive jewelery, valuable collections or work related equipment you keep at home.

• When it comes to nominating the re-build cost of your home, don’t guess – if you’re wrong by even a small percentage, it can amount to thousands of dollars. Obtain an accurate estimate of rebuilding the type and size of home you have now.

• Don’t forget to factor in items like flooring, curtains or blinds and air conditioners.

Speak to an agent at homeowner insurance in NJ without compromising the level of cover you want.

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