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Are you looking for low homeowner insurance rates in Port Orange FL? The knowledgeable representatives at Caton-Hosey Insurance are ready to help you. That’s what we do – help our clients to get value for money when it comes to insurance.

There’s no doubt about it, insurance costs add up over the year, particularly if you are paying for health, auto and homeowner insurance. If you need to reduce your home insurance rates there are several options to consider:

1. Shopping around – this is by far the best option. Quotes from insurers can vary by hundreds of dollars on a standard sized home. That’s where we can save you time and money – we know where to look for the best homeowner rates and we’ll do the shopping around for you!
2. Increasing the deductible on your home insurance can reduce your premium payments. Why? Because it increases the amount that you contribute in the event of a claim – and reduces the chances your insurer will have to pay you on a lot of small claims.
3. Reducing the sum insured for your home contents – choosing “actual value” instead of replacement cost can save you money on premiums but in the event of destruction or theft, you could be left with little money to replace your items as “actual value” is the second hand value of your items.

If your home is in Port Orange FL, talk to the experts at Caton-Hosey about low homeowner rates today to find out how much we can save you.